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INSS + FGTS Calculator — Brazil Net Pay

Enter monthly gross in reais to see INSS by 2026 progressive brackets, employer FGTS at 8%, and the 40% dismissal fine. Free, private, instant online now.

Free, no signup needed. Runs 100% in your browser.

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How to use this tool

  1. Enter your monthly gross salary in reais.
  2. See INSS, net, and employer FGTS instantly.
  3. Toggle the dismissal scenario to see the 40% fine.

Frequently asked questions

What are the 2026 INSS rates?

Simplified 2026 table: 7.5% to R$1,621.00, 9% to R$2,902.84, 12% to R$4,354.27, 14% to the R$8,475.55 ceiling. Each rate applies only to its slice.

What are FGTS and the 40% fine?

Employers deposit 8% of gross into FGTS monthly. On unfair dismissal they pay a 40% fine on the balance. This tool estimates both simply.

Is it free?

Yes, free with no signup. Confirm the current official table before payroll.

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